/* Insurance G. Selvakumar Ulundurpet — shared styles.
   Layout concept: navy "bank-hall" sections (hero, CTA, footer) alternating with airy ice-blue and white sections;
   gold is the single action accent. Palette is sampled from the SIS logo (navy + blue). */
:root {
  --navy-950: #071530;
  --navy-900: #0B1F44;
  --navy: #1C3A6E;
  --blue: #1B68A8;
  --blue-soft: #DCE9F6;
  --gold: #E3A82B;
  --gold-hi: #F2C14E;
  --gold-ink: #7A5606;
  --ice: #F1F5FA;
  --paper: #FFFFFF;
  --ink: #0E1B35;
  --muted: #4F6080;
  --line: #D6DFEC;
  --ok: #1F7A4D;

  --font-display: "Source Serif 4", "Georgia", "Times New Roman", serif;
  --font-body: "Hanken Grotesk", "Segoe UI", system-ui, -apple-system, "Helvetica Neue", Arial, sans-serif;
  --font-ta: "Noto Sans Tamil", "Latha", sans-serif;

  --wrap: 1180px;
  --gutter: clamp(16px, 4vw, 32px);
  --radius: 12px;
  --shadow-sm: 0 1px 2px rgba(11, 31, 68, .06), 0 2px 8px rgba(11, 31, 68, .06);
  --shadow-md: 0 10px 30px rgba(11, 31, 68, .14);
  --shadow-lg: 0 24px 60px rgba(11, 31, 68, .22);
  --ease: cubic-bezier(.2, .7, .2, 1);
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font-family: var(--font-body);
  font-size: 1.0625rem;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}
img, video { max-width: 100%; display: block; }
main { overflow-x: clip; }
[hidden] { display: none !important; }
a { color: var(--blue); text-decoration-thickness: 1px; text-underline-offset: 3px; }
a:hover { color: var(--navy); }
:focus-visible { outline: 3px solid var(--gold); outline-offset: 3px; border-radius: 4px; }
::selection { background: var(--gold); color: var(--navy-950); }

h1, h2, h3, h4 { font-family: var(--font-display); line-height: 1.12; margin: 0; text-wrap: balance; color: var(--navy-900); letter-spacing: -.01em; }
h1 { font-size: clamp(2.35rem, 5.4vw, 4.2rem); font-weight: 600; }
h2 { font-size: clamp(1.8rem, 3.5vw, 2.7rem); font-weight: 600; }
h3 { font-size: 1.28rem; font-weight: 600; }
p { margin: 0; }
.ta { font-family: var(--font-ta); }

.wrap { width: 100%; max-width: var(--wrap); margin-inline: auto; padding-inline: var(--gutter); }
.sec { padding-block: clamp(56px, 8vw, 104px); }
.sec--ice { background: var(--ice); }
.sec--navy { background: var(--navy-900); color: #DCE6F7; }
.sec--navy h2, .sec--navy h3 { color: #fff; }
.eyebrow {
  font-size: .78rem; font-weight: 700; letter-spacing: .16em; text-transform: uppercase;
  color: var(--gold-ink); display: inline-block;
}
.sec--navy .eyebrow, .hero .eyebrow, .page-head--navy .eyebrow { color: var(--gold-hi); }
.lede { font-size: 1.18rem; color: var(--muted); max-width: 62ch; }
.sec--navy .lede, .hero .lede, .page-head--navy .lede { color: #C3D2EA; }
.sec-head { display: grid; gap: 14px; margin-bottom: clamp(28px, 4vw, 48px); max-width: 760px; }
.sec-head--row { max-width: none; grid-template-columns: 1fr auto; align-items: end; gap: 24px; }
.sec-head--row > div { display: grid; gap: 14px; max-width: 700px; }

/* ---------- buttons ---------- */
.btn {
  --b-bg: var(--gold); --b-fg: var(--navy-950); --b-bd: var(--gold);
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  padding: 14px 24px; border-radius: 999px; border: 1.5px solid var(--b-bd);
  background: var(--b-bg); color: var(--b-fg); font: 700 .98rem/1 var(--font-body);
  text-decoration: none; cursor: pointer; position: relative; overflow: hidden; isolation: isolate;
  transition: transform .25s var(--ease), box-shadow .25s var(--ease), background .25s, color .25s, border-color .25s;
}
.btn::before {
  content: ""; position: absolute; inset: 0; z-index: -1; transform: translateX(-102%) skewX(-18deg);
  background: linear-gradient(90deg, transparent, rgba(255, 255, 255, .45), transparent); transition: transform .6s var(--ease);
}
.btn:hover { transform: translateY(-2px); box-shadow: 0 10px 24px rgba(227, 168, 43, .35); color: var(--b-fg); }
.btn:hover::before { transform: translateX(102%) skewX(-18deg); }
.btn .arr { transition: transform .25s var(--ease); }
.btn:hover .arr { transform: translateX(4px); }
.btn--ghost { --b-bg: transparent; --b-fg: #fff; --b-bd: rgba(255, 255, 255, .45); }
.btn--ghost:hover { --b-bg: #fff; background: #fff; color: var(--navy-900); border-color: #fff; box-shadow: 0 10px 24px rgba(0, 0, 0, .25); }
.btn--navy { --b-bg: var(--navy-900); --b-fg: #fff; --b-bd: var(--navy-900); }
.btn--navy:hover { background: var(--navy); border-color: var(--navy); color: #fff; box-shadow: 0 10px 24px rgba(11, 31, 68, .3); }
.btn--line { --b-bg: transparent; --b-fg: var(--navy-900); --b-bd: var(--navy-900); }
.btn--line:hover { background: var(--navy-900); color: #fff; box-shadow: 0 10px 24px rgba(11, 31, 68, .25); }
.btn-row { display: flex; flex-wrap: wrap; gap: 14px; }
.link-arrow { font-weight: 700; text-decoration: none; display: inline-flex; gap: 8px; align-items: center; color: var(--navy); }
.link-arrow .arr { transition: transform .25s var(--ease); }
.link-arrow:hover .arr { transform: translateX(5px); }

/* ---------- header ---------- */
.site-header {
  position: sticky; top: env(safe-area-inset-top, 0px); z-index: 50;
  background: rgba(255, 255, 255, .94); backdrop-filter: blur(10px);
  border-bottom: 1px solid transparent; transition: box-shadow .3s, border-color .3s;
}
.site-header.is-scrolled { box-shadow: var(--shadow-sm); border-color: var(--line); }
.nav-bar { display: flex; align-items: center; justify-content: space-between; gap: 20px; min-height: 76px; }
.brand { display: flex; align-items: center; gap: 12px; text-decoration: none; color: var(--navy-900); min-width: 0; }
.brand svg { flex: none; }
.brand-text { display: grid; line-height: 1.15; min-width: 0; }
.brand-name { font-family: var(--font-display); font-weight: 700; font-size: 1.14rem; letter-spacing: -.005em; }
.brand-sub { font-size: .66rem; font-weight: 700; letter-spacing: .18em; text-transform: uppercase; color: var(--muted); }
.nav-links { display: flex; align-items: center; gap: 4px; list-style: none; margin: 0; padding: 0; }
.nav-links a {
  position: relative; display: block; padding: 10px 12px; text-decoration: none; color: var(--ink);
  font-weight: 600; font-size: .95rem; border-radius: 8px; transition: color .2s;
}
.nav-links a:not(.nav-cta)::after {
  content: ""; position: absolute; left: 12px; right: 12px; bottom: 4px; height: 2px; background: var(--gold);
  transform: scaleX(0); transform-origin: left; transition: transform .3s var(--ease);
}
.nav-links a:not(.nav-cta):hover::after, .nav-links a[aria-current="page"]::after { transform: scaleX(1); }
.nav-links a[aria-current="page"] { color: var(--navy); }
.nav-links .nav-cta { background: var(--navy-900); color: #fff; padding: 11px 20px; border-radius: 999px; margin-left: 8px; transition: background .25s, transform .25s var(--ease), box-shadow .25s; }
.nav-links .nav-cta:hover { background: var(--blue); transform: translateY(-1px); box-shadow: 0 8px 18px rgba(27, 104, 168, .35); color: #fff; }
.nav-toggle { display: none; width: 46px; height: 46px; border: 1.5px solid var(--line); background: #fff; border-radius: 12px; cursor: pointer; align-items: center; justify-content: center; flex: none; }
.nav-toggle span, .nav-toggle span::before, .nav-toggle span::after { display: block; width: 20px; height: 2px; background: var(--navy-900); border-radius: 2px; position: relative; transition: transform .3s var(--ease), background .2s; }
.nav-toggle span::before, .nav-toggle span::after { content: ""; position: absolute; left: 0; }
.nav-toggle span::before { top: -6px; } .nav-toggle span::after { top: 6px; }
.nav-toggle[aria-expanded="true"] span { background: transparent; }
.nav-toggle[aria-expanded="true"] span::before { transform: translateY(6px) rotate(45deg); }
.nav-toggle[aria-expanded="true"] span::after { transform: translateY(-6px) rotate(-45deg); }

@media (max-width: 1260px) {
  .nav-toggle { display: inline-flex; }
  .nav-links {
    position: absolute; left: 0; right: 0; top: 100%; flex-direction: column; align-items: stretch; gap: 0;
    background: #fff; padding: 10px var(--gutter) 20px; border-bottom: 1px solid var(--line); box-shadow: var(--shadow-md);
    display: none;
  }
  .nav-links.is-open { display: flex; }
  .nav-links a { padding: 14px 6px; border-bottom: 1px solid var(--ice); }
  .nav-links a:not(.nav-cta)::after { display: none; }
  .nav-links .nav-cta { margin: 14px 0 0; text-align: center; }
}
@media (max-width: 420px) { .brand-sub { display: none; } }

/* ---------- hero (home) ---------- */
.hero { position: relative; background: var(--navy-950); color: #fff; overflow: hidden; isolation: isolate; }
.hero-video { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; z-index: -2; opacity: .62; }
.hero::before {
  content: ""; position: absolute; inset: 0; z-index: -1;
  background: linear-gradient(100deg, rgba(7, 21, 48, .94) 0%, rgba(7, 21, 48, .78) 46%, rgba(7, 21, 48, .38) 100%),
              linear-gradient(0deg, rgba(7, 21, 48, .85) 0%, transparent 38%);
}
.hero-inner { padding-block: clamp(64px, 9vw, 120px) clamp(40px, 5vw, 64px); display: grid; gap: 26px; max-width: 820px; }
.hero h1 { color: #fff; }
.hero h1 em { font-style: italic; color: var(--gold-hi); font-weight: 500; }
.hero .lede { font-size: clamp(1.08rem, 1.6vw, 1.28rem); }
.hero-tag { display: flex; align-items: center; gap: 12px; font-size: 1.05rem; color: var(--gold-hi); }
.hero-tag::before { content: ""; width: 38px; height: 1.5px; background: var(--gold-hi); }
.hero-ctrl {
  position: absolute; right: var(--gutter); top: 18px; display: flex; align-items: center; gap: 10px;
  font-size: .72rem; letter-spacing: .08em; text-transform: uppercase; color: #B7C7E3;
}
.hero-ctrl button {
  width: 34px; height: 34px; border-radius: 50%; border: 1px solid rgba(255, 255, 255, .4); background: rgba(7, 21, 48, .5); color: #fff; cursor: pointer;
  display: grid; place-items: center; transition: background .2s, transform .2s;
}
.hero-ctrl button:hover { background: var(--gold); color: var(--navy-950); transform: scale(1.08); }
.cred-strip { border-top: 1px solid rgba(255, 255, 255, .16); background: rgba(7, 21, 48, .55); backdrop-filter: blur(6px); }
.cred-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0; }
.cred { padding: 22px 20px 22px 0; display: grid; gap: 4px; border-right: 1px solid rgba(255, 255, 255, .12); padding-left: 20px; }
.cred:first-child { padding-left: 0; }
.cred:last-child { border-right: 0; }
.cred b { font-family: var(--font-display); font-size: 1.12rem; color: #fff; font-weight: 600; }
.cred span { font-size: .84rem; color: #AFC2E2; line-height: 1.4; }
@media (max-width: 900px) {
  .cred-grid { grid-template-columns: repeat(2, 1fr); }
  .cred { border-bottom: 1px solid rgba(255, 255, 255, .12); padding-left: 0; }
  .cred:nth-child(2n) { border-right: 0; padding-left: 20px; }
}
@media (max-width: 480px) {
  .cred-grid { grid-template-columns: 1fr; }
  .cred, .cred:nth-child(2n) { border-right: 0; padding-left: 0; }
}

/* ---------- page head (inner pages) ---------- */
.page-head { background: var(--ice); padding-block: clamp(48px, 7vw, 88px); border-bottom: 1px solid var(--line); }
.page-head--navy { background: var(--navy-900); color: #fff; border: 0; position: relative; overflow: hidden; isolation: isolate; }
.page-head--navy h1 { color: #fff; }
.page-head--navy::after { content: ""; position: absolute; right: -120px; top: -160px; width: 460px; height: 460px; border-radius: 50%; border: 1.5px solid rgba(227, 168, 43, .35); z-index: -1; }
.page-head--navy::before { content: ""; position: absolute; right: -40px; top: -80px; width: 300px; height: 300px; border-radius: 50%; border: 1.5px solid rgba(255, 255, 255, .12); z-index: -1; }
.page-head .wrap { display: grid; gap: 18px; }
.crumbs { font-size: .84rem; color: var(--muted); display: flex; gap: 8px; flex-wrap: wrap; }
.crumbs a { color: inherit; text-decoration: none; } .crumbs a:hover { color: var(--blue); text-decoration: underline; }
.page-head--navy .crumbs { color: #AFC2E2; }

/* ---------- cards & grids ---------- */
.grid { display: grid; gap: clamp(16px, 2.2vw, 28px); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }
@media (max-width: 960px) { .grid-3, .grid-4 { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 640px) { .grid-3, .grid-2, .grid-4 { grid-template-columns: 1fr; } }

.card {
  position: relative; background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 28px;
  display: grid; gap: 14px; align-content: start; min-width: 0; overflow: hidden;
  transition: transform .35s var(--ease), box-shadow .35s var(--ease), border-color .35s;
}
.card::after { content: ""; position: absolute; left: 0; right: 0; bottom: 0; height: 3px; background: linear-gradient(90deg, var(--gold), var(--gold-hi)); transform: scaleX(0); transform-origin: left; transition: transform .45s var(--ease); }
a.card { text-decoration: none; color: inherit; }
.card:hover { transform: translateY(-6px); box-shadow: var(--shadow-md); border-color: transparent; }
.card:hover::after { transform: scaleX(1); }
.card p { color: var(--muted); font-size: 1rem; }
.card .ico { width: 52px; height: 52px; border-radius: 14px; background: var(--blue-soft); color: var(--navy); display: grid; place-items: center; transition: background .3s, color .3s, transform .3s var(--ease); }
.card:hover .ico { background: var(--navy-900); color: var(--gold-hi); transform: rotate(-6deg) scale(1.05); }
.card .tag { font-size: .72rem; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; color: var(--gold-ink); }
.card .more { margin-top: 4px; font-weight: 700; color: var(--navy); display: inline-flex; gap: 8px; }
.card .more .arr { transition: transform .25s var(--ease); }
.card:hover .more .arr { transform: translateX(5px); }

.checks { list-style: none; margin: 0; padding: 0; display: grid; gap: 10px; }
.checks li { position: relative; padding-left: 30px; color: var(--ink); }
.checks li::before {
  content: ""; position: absolute; left: 0; top: .3em; width: 18px; height: 18px; border-radius: 50%; background: var(--navy-900);
  -webkit-mask: none; box-shadow: inset 0 0 0 1px var(--navy-900);
}
.checks li::after { content: ""; position: absolute; left: 6px; top: calc(.3em + 4px); width: 6px; height: 9px; border: solid var(--gold-hi); border-width: 0 2px 2px 0; transform: rotate(40deg) scale(.9); transform-origin: center; }

/* ---------- intro / profile split ---------- */
.split { display: grid; grid-template-columns: minmax(0, 5fr) minmax(0, 6fr); gap: clamp(28px, 5vw, 72px); align-items: center; }
.split--flip { grid-template-columns: minmax(0, 6fr) minmax(0, 5fr); }
@media (max-width: 860px) { .split, .split--flip { grid-template-columns: 1fr; } }
.portrait { position: relative; max-width: 400px; width: 100%; justify-self: center; margin: 0; }
.portrait-frame { position: relative; }
.portrait-frame::before { content: ""; position: absolute; inset: 18px -18px -18px 18px; border: 2px solid var(--gold); border-radius: var(--radius); z-index: 0; transition: transform .5s var(--ease); }
.portrait-frame:hover::before { transform: translate(6px, 6px); }
.portrait img { height: auto; position: relative; z-index: 1; width: 100%; aspect-ratio: 4 / 5; object-fit: cover; object-position: 50% 12%; border-radius: var(--radius); box-shadow: var(--shadow-md); background: #e9edf3; }
.portrait figcaption { position: relative; z-index: 2; margin-top: 18px; font-size: .9rem; color: var(--muted); }
.stack { display: grid; gap: 22px; }
.facts { display: grid; gap: 0; margin: 0; border-top: 1px solid var(--line); }
.facts div { display: grid; grid-template-columns: 170px 1fr; gap: 16px; padding: 14px 0; border-bottom: 1px solid var(--line); }
.facts dt { font-size: .76rem; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; color: var(--muted); padding-top: 3px; }
.facts dd { margin: 0; font-weight: 600; color: var(--navy-900); }
@media (max-width: 520px) { .facts div { grid-template-columns: 1fr; gap: 2px; } }

/* ---------- selector ---------- */
.picker { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: clamp(20px, 3vw, 40px); align-items: start; }
@media (max-width: 860px) { .picker { grid-template-columns: 1fr; } }
.needs { display: grid; gap: 10px; }
.need {
  text-align: left; border: 1.5px solid var(--line); background: #fff; color: var(--ink); border-radius: 12px; padding: 16px 20px;
  font: 600 1rem/1.35 var(--font-body); cursor: pointer; display: flex; justify-content: space-between; align-items: center; gap: 16px;
  transition: border-color .25s, background .25s, transform .25s var(--ease), box-shadow .25s;
}
.need:hover { border-color: var(--blue); transform: translateX(6px); box-shadow: var(--shadow-sm); }
.need[aria-pressed="true"] { background: var(--navy-900); color: #fff; border-color: var(--navy-900); }
.need .dot { width: 12px; height: 12px; border-radius: 50%; border: 2px solid currentColor; flex: none; transition: background .2s, box-shadow .2s; }
.need[aria-pressed="true"] .dot { background: var(--gold-hi); border-color: var(--gold-hi); box-shadow: 0 0 0 4px rgba(242, 193, 78, .25); }
.answer { background: var(--navy-900); color: #DCE6F7; border-radius: 16px; padding: clamp(24px, 3vw, 38px); display: grid; gap: 16px; position: sticky; top: 100px; box-shadow: var(--shadow-lg); }
.answer h3 { color: #fff; font-size: 1.6rem; }
.answer .tag { color: var(--gold-hi); font-size: .74rem; font-weight: 700; letter-spacing: .16em; text-transform: uppercase; }
.answer p { color: #C3D2EA; }
@media (max-width: 860px) { .answer { position: static; } }

/* ---------- gallery ---------- */
.chips { display: flex; flex-wrap: wrap; gap: 10px; }
.chip {
  border: 1.5px solid var(--line); background: #fff; color: var(--ink); padding: 10px 18px; border-radius: 999px; cursor: pointer;
  font: 600 .93rem/1 var(--font-body); display: inline-flex; gap: 8px; align-items: center; transition: all .25s var(--ease);
}
.chip small { font-size: .78rem; color: var(--muted); font-weight: 700; transition: color .2s; }
.chip:hover { border-color: var(--navy); transform: translateY(-2px); box-shadow: var(--shadow-sm); }
.chip[aria-pressed="true"] { background: var(--navy-900); border-color: var(--navy-900); color: #fff; }
.chip[aria-pressed="true"] small { color: var(--gold-hi); }

.gallery { display: grid; grid-template-columns: repeat(auto-fill, minmax(min(100%, 300px), 1fr)); gap: 22px; margin-top: 28px; }
.g-item { margin: 0; position: relative; border-radius: var(--radius); overflow: hidden; background: var(--navy-900); aspect-ratio: 4 / 3; box-shadow: var(--shadow-sm); transition: transform .4s var(--ease), box-shadow .4s var(--ease); }
.g-item:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); }
.g-open { all: unset; cursor: zoom-in; display: block; width: 100%; height: 100%; position: relative; }
.g-open:focus-visible { outline: 3px solid var(--gold); outline-offset: -3px; }
.g-open img { width: 100%; height: 100%; object-fit: cover; object-position: var(--pos, 50% 50%); transition: transform .8s var(--ease), filter .5s; }
.g-item:hover img { transform: scale(1.07); }
.g-cap {
  position: absolute; inset: auto 0 0 0; padding: 60px 18px 16px; color: #fff; display: grid; gap: 2px;
  background: linear-gradient(0deg, rgba(7, 21, 48, .94) 0%, rgba(7, 21, 48, .6) 55%, transparent 100%);
  transform: translateY(22%); opacity: .0; transition: transform .45s var(--ease), opacity .45s;
}
.g-cap b { font-family: var(--font-display); font-size: 1.12rem; font-weight: 600; }
.g-cap i { font-style: normal; font-size: .84rem; color: #C3D2EA; }
.g-item:hover .g-cap, .g-open:focus-visible .g-cap { transform: none; opacity: 1; }
.g-zoom { position: absolute; top: 14px; right: 14px; width: 40px; height: 40px; border-radius: 50%; background: var(--gold); color: var(--navy-950); display: grid; place-items: center; transform: scale(.6); opacity: 0; transition: all .4s var(--ease); }
.g-item:hover .g-zoom, .g-open:focus-visible .g-zoom { transform: none; opacity: 1; }
@media (hover: none) { .g-cap { transform: none; opacity: 1; padding-top: 44px; } .g-cap i { display: none; } }
.g-item[hidden] { display: none; }
.g-more {
  border: 2px dashed #A9BAD3; border-radius: var(--radius); aspect-ratio: 4 / 3; display: grid; place-content: center; text-align: center; gap: 8px; padding: 24px;
  color: var(--muted); background: repeating-linear-gradient(135deg, transparent 0 14px, rgba(27, 104, 168, .04) 14px 28px);
  transition: border-color .3s, color .3s, background-color .3s;
}
.g-more:hover { border-color: var(--gold); color: var(--navy-900); }
.g-more b { font-family: var(--font-display); font-size: 1.25rem; color: var(--navy-900); }

.bento { display: grid; grid-template-columns: repeat(4, 1fr); grid-auto-rows: 200px; gap: 18px; }
.bento .g-item { aspect-ratio: auto; }
.bento .g-item:first-child { grid-column: span 2; grid-row: span 2; }
@media (max-width: 900px) { .bento { grid-template-columns: repeat(2, 1fr); grid-auto-rows: 170px; } .bento .g-item:first-child { grid-row: span 2; } }
@media (max-width: 480px) { .bento { grid-auto-rows: 140px; gap: 12px; } }

/* lightbox */
.lb { position: fixed; inset: 0; z-index: 100; background: rgba(5, 14, 33, .94); display: grid; grid-template-rows: 1fr auto; padding: clamp(12px, 3vw, 32px); gap: 14px; animation: lbIn .3s var(--ease); }
@keyframes lbIn { from { opacity: 0; } to { opacity: 1; } }
.lb-stage { min-height: 0; display: grid; place-items: center; position: relative; }
.lb-stage img { max-width: 100%; max-height: 100%; object-fit: contain; border-radius: 8px; box-shadow: 0 30px 80px rgba(0, 0, 0, .5); animation: lbImg .4s var(--ease); }
@keyframes lbImg { from { opacity: 0; transform: scale(.97); } to { opacity: 1; transform: none; } }
.lb-cap { color: #fff; text-align: center; display: grid; gap: 2px; justify-items: center; }
.lb-cap b { font-family: var(--font-display); font-size: 1.3rem; font-weight: 600; }
.lb-cap span { color: #AFC2E2; font-size: .9rem; }
.lb-btn { position: absolute; width: 48px; height: 48px; border-radius: 50%; border: 1px solid rgba(255, 255, 255, .35); background: rgba(11, 31, 68, .7); color: #fff; cursor: pointer; display: grid; place-items: center; transition: background .2s, transform .2s, color .2s; z-index: 2; }
.lb-btn:hover { background: var(--gold); color: var(--navy-950); transform: scale(1.08); }
.lb-close { top: 0; right: 0; } .lb-prev { left: 0; top: 50%; margin-top: -24px; } .lb-next { right: 0; top: 50%; margin-top: -24px; }

/* ---------- timeline ---------- */
.timeline { list-style: none; margin: 0; padding: 0; display: grid; gap: 0; position: relative; }
.timeline::before { content: ""; position: absolute; left: 7px; top: 8px; bottom: 8px; width: 2px; background: var(--line); }
.timeline li { display: grid; grid-template-columns: 150px 1fr; gap: 24px; padding: 0 0 34px 38px; position: relative; }
.timeline li:last-child { padding-bottom: 0; }
.timeline li::before { content: ""; position: absolute; left: 0; top: 6px; width: 16px; height: 16px; border-radius: 50%; background: #fff; border: 3px solid var(--gold); box-shadow: 0 0 0 4px var(--ice); }
.timeline time { font-family: var(--font-display); font-size: 1.3rem; font-weight: 600; color: var(--navy); }
.timeline h3 { margin-bottom: 4px; }
.timeline p { color: var(--muted); }
@media (max-width: 640px) { .timeline li { grid-template-columns: 1fr; gap: 4px; } }

.pill { display: inline-flex; align-items: center; gap: 8px; padding: 8px 14px; border-radius: 999px; background: #fff; border: 1px solid var(--line); font-weight: 600; font-size: .92rem; color: var(--navy-900); transition: all .25s var(--ease); }
.pill:hover { background: var(--navy-900); color: #fff; border-color: var(--navy-900); transform: translateY(-2px); }
.pills { display: flex; flex-wrap: wrap; gap: 10px; }

/* ---------- steps ---------- */
.steps { list-style: none; counter-reset: s; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(5, 1fr); gap: 0; }
.steps li { counter-increment: s; position: relative; padding: 0 22px 0 0; display: grid; gap: 8px; align-content: start; }
.steps li::before { content: counter(s); width: 44px; height: 44px; border-radius: 50%; background: var(--navy-900); color: var(--gold-hi); font-family: var(--font-display); font-weight: 600; font-size: 1.15rem; display: grid; place-items: center; position: relative; z-index: 1; transition: transform .3s var(--ease), background .3s; }
.steps li:hover::before { transform: scale(1.12); background: var(--blue); }
.steps li::after { content: ""; position: absolute; top: 22px; left: 44px; right: 0; height: 2px; background: var(--line); }
.steps li:last-child::after { display: none; }
.steps h3 { font-size: 1.08rem; margin-top: 8px; }
.steps p { font-size: .95rem; color: var(--muted); }
@media (max-width: 900px) {
  .steps { grid-template-columns: 1fr; gap: 26px; }
  .steps li { grid-template-columns: 44px 1fr; column-gap: 18px; padding: 0; }
  .steps li::before { grid-row: span 2; }
  .steps li::after { display: none; }
  .steps h3 { margin-top: 0; }
}

/* ---------- table & faq ---------- */
.table-wrap { overflow-x: auto; border: 1px solid var(--line); border-radius: var(--radius); background: #fff; }
table.cmp { border-collapse: collapse; width: 100%; min-width: 560px; }
.cmp th, .cmp td { padding: 16px 20px; text-align: left; border-bottom: 1px solid var(--line); vertical-align: top; }
.cmp thead th { background: var(--navy-900); color: #fff; font-family: var(--font-display); font-weight: 600; font-size: 1.05rem; }
.cmp tbody th { font-weight: 700; color: var(--navy-900); width: 22%; background: var(--ice); }
.cmp tbody tr:last-child > * { border-bottom: 0; }
.cmp tbody tr { transition: background .2s; } .cmp tbody tr:hover td { background: #F8FAFD; }
.faq { display: grid; gap: 12px; max-width: 820px; }
.faq details { border: 1px solid var(--line); border-radius: var(--radius); background: #fff; transition: box-shadow .3s, border-color .3s; }
.faq details[open] { box-shadow: var(--shadow-sm); border-color: #B9C8DF; }
.faq summary { cursor: pointer; list-style: none; padding: 18px 56px 18px 22px; font-weight: 700; color: var(--navy-900); position: relative; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; position: absolute; right: 22px; top: 50%; transform: translateY(-50%); font-size: 1.5rem; color: var(--gold-ink); transition: transform .3s var(--ease); line-height: 1; }
.faq details[open] summary::after { transform: translateY(-50%) rotate(45deg); }
.faq summary:hover { color: var(--blue); }
.faq details p { padding: 0 22px 20px; color: var(--muted); }

/* ---------- office, brand, contact ---------- */
.video-frame { position: relative; border-radius: 16px; overflow: hidden; box-shadow: var(--shadow-lg); background: var(--navy-950); }
.video-frame video { width: 100%; aspect-ratio: 16 / 9; object-fit: cover; }
.video-badge { position: absolute; left: 14px; top: 14px; background: rgba(7, 21, 48, .78); color: #fff; font-size: .72rem; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; padding: 7px 12px; border-radius: 999px; backdrop-filter: blur(4px); pointer-events: none; }
.addr { display: grid; gap: 6px; font-style: normal; }
.addr b { font-family: var(--font-display); font-size: 1.2rem; color: var(--navy-900); font-weight: 600; }
.copy {
  display: inline-flex; align-items: center; gap: 6px; border: 1px solid var(--line); background: #fff; color: var(--navy); border-radius: 999px; padding: 6px 12px;
  font: 700 .78rem/1 var(--font-body); cursor: pointer; transition: all .2s; white-space: nowrap;
}
.copy:hover { background: var(--navy-900); color: #fff; border-color: var(--navy-900); }
.copy.is-done { background: var(--ok); color: #fff; border-color: var(--ok); }
.empty-slot { border: 2px dashed #A9BAD3; border-radius: var(--radius); padding: clamp(28px, 4vw, 48px); text-align: center; display: grid; gap: 10px; justify-items: center; background: repeating-linear-gradient(135deg, transparent 0 14px, rgba(27, 104, 168, .04) 14px 28px); }
.empty-slot b { font-family: var(--font-display); font-size: 1.3rem; color: var(--navy-900); }
.empty-slot p { color: var(--muted); max-width: 52ch; }
.logo-stage { background: #fff; border: 1px solid var(--line); border-radius: 20px; padding: clamp(32px, 6vw, 72px); display: grid; place-items: center; position: relative; overflow: hidden; box-shadow: var(--shadow-md);
  background-image: linear-gradient(var(--ice) 1px, transparent 1px), linear-gradient(90deg, var(--ice) 1px, transparent 1px); background-size: 32px 32px; }
.logo-stage img { width: min(100%, 560px); height: auto; transition: transform .6s var(--ease); }
.logo-stage:hover img { transform: scale(1.04); }
.swatches { display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px; }
@media (max-width: 640px) { .swatches { grid-template-columns: repeat(2, 1fr); } }
.sw { border-radius: 12px; overflow: hidden; border: 1px solid var(--line); background: #fff; transition: transform .3s var(--ease), box-shadow .3s; }
.sw:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); }
.sw i { display: block; height: 84px; }
.sw span { display: grid; padding: 10px 14px; font-size: .84rem; color: var(--muted); } .sw b { color: var(--navy-900); font-size: .92rem; }

.contact-tile { display: grid; grid-template-columns: 52px 1fr; gap: 6px 16px; align-items: center; padding: 22px; }
.contact-tile .ico { grid-row: span 2; }
.contact-tile .lbl { font-size: .74rem; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; color: var(--gold-ink); }
.contact-tile .val { font-family: var(--font-display); font-size: 1.3rem; font-weight: 600; color: var(--navy-900); overflow-wrap: anywhere; line-height: 1.2; }
.contact-tile .row { grid-column: 2; display: flex; flex-wrap: wrap; gap: 8px; margin-top: 8px; }
.contact-tile .row a { font-size: .86rem; font-weight: 700; text-decoration: none; color: var(--blue); }
.contact-tile .row a:hover { text-decoration: underline; }
form.enquiry { display: grid; gap: 16px; background: var(--navy-900); border-radius: 18px; padding: clamp(24px, 3.4vw, 40px); color: #DCE6F7; box-shadow: var(--shadow-lg); }
form.enquiry h2 { color: #fff; font-size: 1.8rem; }
.field { display: grid; gap: 6px; }
.field label { font-size: .78rem; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: #AFC2E2; }
.field input, .field select, .field textarea {
  width: 100%; padding: 13px 14px; border-radius: 10px; border: 1.5px solid rgba(255, 255, 255, .22); background: rgba(255, 255, 255, .07); color: #fff;
  font: 500 1rem/1.4 var(--font-body); transition: border-color .2s, background .2s;
}
.field select option { color: #0E1B35; }
.field input::placeholder, .field textarea::placeholder { color: #8FA5C9; }
.field input:focus, .field select:focus, .field textarea:focus { outline: none; border-color: var(--gold-hi); background: rgba(255, 255, 255, .12); }
.note { font-size: .88rem; color: var(--muted); }
.note--navy { color: #AFC2E2; }
.notice { display: flex; gap: 12px; padding: 16px 18px; border-radius: 12px; background: #FFF7E3; border: 1px solid #F0D58C; color: #5A4207; font-size: .95rem; }

/* ---------- CTA band + footer ---------- */
.cta-band { background: linear-gradient(115deg, var(--navy-900), var(--navy)); color: #fff; padding-block: clamp(48px, 6vw, 80px); position: relative; overflow: hidden; isolation: isolate; }
.cta-band::after { content: ""; position: absolute; right: -80px; bottom: -140px; width: 420px; height: 420px; border-radius: 50%; border: 1.5px solid rgba(227, 168, 43, .4); z-index: -1; }
.cta-band .wrap { display: grid; grid-template-columns: 1fr auto; gap: 28px; align-items: center; }
.cta-band h2 { color: #fff; } .cta-band p { color: #C3D2EA; margin-top: 10px; max-width: 56ch; }
@media (max-width: 800px) { .cta-band .wrap { grid-template-columns: 1fr; } }

.site-footer { background: var(--navy-950); color: #A9BBDA; padding-top: clamp(48px, 6vw, 72px); }
.foot-grid { display: grid; grid-template-columns: 1.5fr 1fr 1.3fr; gap: clamp(28px, 4vw, 56px); padding-bottom: 44px; }
@media (max-width: 860px) { .foot-grid { grid-template-columns: 1fr; } }
.foot-brand { display: grid; gap: 16px; align-content: start; }
.foot-logo { background: #fff; border-radius: 12px; padding: 12px 16px; width: fit-content; transition: transform .3s var(--ease); }
.foot-logo:hover { transform: translateY(-3px); }
.foot-logo img { height: 64px; width: auto; }
.site-footer h4 { color: #fff; font-family: var(--font-body); font-size: .78rem; letter-spacing: .16em; text-transform: uppercase; margin-bottom: 14px; font-weight: 700; }
.site-footer ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 8px; }
.site-footer a { color: #A9BBDA; text-decoration: none; transition: color .2s, padding .25s var(--ease); }
.site-footer a:hover { color: var(--gold-hi); }
.foot-links a:hover { padding-left: 6px; }
.foot-legal { border-top: 1px solid rgba(255, 255, 255, .12); padding-block: 26px; display: grid; gap: 10px; font-size: .84rem; color: #8DA2C6; }
.foot-legal .row { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 10px 24px; }

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation: none !important; transition: none !important; scroll-behavior: auto !important; }
}

.nav-links .nav-cta[aria-current="page"] { color: #fff; background: var(--blue); }

/* partner logos in header */
.partner-logos { display: flex; align-items: center; gap: 12px; flex: none; padding: 6px 12px 6px 0; border-right: 1px solid var(--line); margin-right: 2px; }
.partner-logos img { height: 38px; width: auto; border-radius: 4px; transition: transform .3s var(--ease); }
.partner-logos img:last-of-type { height: 32px; }
.partner-logos img:hover { transform: translateY(-2px) scale(1.05); }
.partner-logos i { display: none; }
.brand-text { text-decoration: none; color: var(--navy-900); display: grid; line-height: 1.15; min-width: 0; }
@media (max-width: 560px) { .partner-logos { gap: 8px; padding-right: 8px; } .partner-logos img { height: 28px; } .partner-logos img:last-of-type { height: 24px; } .brand-name { font-size: 1rem; } .brand { gap: 10px; } }

/* hero: copy + framed portrait */
.hero-inner { max-width: var(--wrap); display: grid; grid-template-columns: minmax(0, 1.5fr) minmax(0, 1fr); gap: clamp(28px, 5vw, 72px); align-items: center; }
.hero-copy { display: grid; gap: 26px; max-width: 700px; }
.hero-frame { margin: 0; justify-self: center; width: 100%; max-width: 330px; display: grid; gap: 18px; }
.frame-outer { padding: 10px; border-radius: 6px; background: linear-gradient(135deg, var(--gold-hi), var(--gold) 45%, #B9831A); box-shadow: 0 24px 60px rgba(0, 0, 0, .45); transition: transform .5s var(--ease); }
.frame-inner { padding: 10px; background: var(--navy-900); border-radius: 3px; }
.frame-inner img { width: 100%; height: auto; aspect-ratio: 4 / 5; object-fit: cover; object-position: 50% 12%; border-radius: 2px; }
.hero-frame:hover .frame-outer { transform: translateY(-6px) rotate(-.6deg); }
.hero-frame figcaption { display: grid; gap: 2px; text-align: center; font-size: .86rem; color: #B7C7E3; }
.hero-frame figcaption b { font-family: var(--font-display); font-size: 1.35rem; color: #fff; font-weight: 600; }
@media (max-width: 860px) { .hero-inner { grid-template-columns: 1fr; } .hero-frame { max-width: 280px; } }

/* plan detail: glance cards, benefits */
.gl-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 230px), 1fr)); gap: 18px; }
.gl-card { background: #fff; border: 1px solid var(--line); border-left: 5px solid var(--gold); border-radius: var(--radius); padding: 22px 24px; display: grid; gap: 10px; align-content: start; transition: transform .3s var(--ease), box-shadow .3s var(--ease); }
.gl-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); }
.gl-card span { font-size: .92rem; color: var(--muted); }
.gl-card b { font-family: var(--font-display); font-size: 1.28rem; line-height: 1.3; color: var(--navy-900); font-weight: 600; }
.grid-2b { grid-template-columns: 1.4fr 1fr; }
@media (max-width: 860px) { .grid-2b { grid-template-columns: 1fr; } }
.checks--gold li::before { background: var(--gold); box-shadow: none; width: 22px; height: 22px; top: .2em; }
.checks--gold li::after { border-color: #fff; left: 7.5px; top: calc(.2em + 4px); }
.checks--gold li { padding-left: 38px; }


/* ---------- 9-item navigation fit ---------- */
.site-header .wrap { max-width: 1380px; }
@media (min-width: 1261px) {
  .nav-links a { padding: 10px 9px; font-size: .92rem; }
  .nav-links a:not(.nav-cta)::after { left: 9px; right: 9px; }
}
@media (max-width: 1260px) { .nav-links { max-height: calc(100vh - 90px); overflow-y: auto; } }

/* ---------- Commitment page ---------- */
.stats-band { padding-block: clamp(36px, 5vw, 60px); }
.stat-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.stat { display: grid; gap: 6px; text-align: center; padding: 10px 8px; border-right: 1px solid rgba(255,255,255,.14); }
.stat:last-child { border-right: 0; }
.stat b { font-family: var(--font-display); font-weight: 600; font-size: clamp(2.3rem, 5vw, 3.8rem); line-height: 1.05; color: var(--gold-hi); }
.stat-l { font-size: .95rem; color: #C3D2EA; font-weight: 600; letter-spacing: .02em; }
@media (max-width: 760px) {
  .stat-grid { grid-template-columns: repeat(2, 1fr); row-gap: 28px; }
  .stat:nth-child(2) { border-right: 0; }
}
.pillars { display: grid; grid-template-columns: repeat(2, 1fr); gap: 22px; }
.pillar { --c: #1C3A6E; position: relative; display: grid; grid-template-columns: 84px 1fr; background: #fff; border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; transition: transform .35s var(--ease), box-shadow .35s var(--ease); min-width: 0; }
.pillar:hover { transform: translateY(-5px); box-shadow: var(--shadow-md); }
.pillar--a { --c: #1C3A6E; } .pillar--b { --c: #17837F; } .pillar--c { --c: #D26C0B; } .pillar--d { --c: #5B2D8E; }
.pillar-letter { background: var(--c); color: #fff; font-family: var(--font-display); font-weight: 700; font-size: 3.4rem; display: grid; place-items: center; }
.pillar-body { padding: 26px 70px 26px 26px; display: grid; gap: 10px; align-content: start; min-width: 0; }
.pillar .eyebrow { color: var(--c); }
.pillar p { color: var(--muted); font-size: 1rem; }
.pillar-ico { position: absolute; right: 18px; top: 18px; color: var(--c); opacity: .22; transition: opacity .3s, transform .3s var(--ease); }
.pillar:hover .pillar-ico { opacity: .6; transform: rotate(-6deg) scale(1.08); }
@media (max-width: 900px) { .pillars { grid-template-columns: 1fr; } }
@media (max-width: 480px) { .pillar { grid-template-columns: 56px 1fr; } .pillar-letter { font-size: 2.4rem; } .pillar-body { padding: 20px 18px; } .pillar-ico { display: none; } }
.partner-tile img { height: 64px; width: auto; object-fit: contain; justify-self: start; }
.tagline { text-align: center; padding-block: clamp(44px, 6vw, 80px); }
.tagline p { font-family: var(--font-display); font-size: clamp(1.9rem, 4.6vw, 3.4rem); font-weight: 500; color: #fff; line-height: 1.15; }
.tagline em { color: var(--gold-hi); font-style: italic; }
.poster-fig { margin: 0; justify-self: center; max-width: 420px; }
.poster-fig img { width: 100%; height: auto; border-radius: 14px; border: 1px solid var(--line); box-shadow: var(--shadow-lg); }