Life and health insurance, organised for you.

Money-back plans

Part of the sum assured is paid at set intervals during the policy, with life cover throughout.

Good for: Regular milestones like school fees

Whole life plans

Cover that continues for life, with a payout to your nominee.

Good for: Leaving a legacy

Pension and annuity

Turns your savings into a regular income after retirement.

Good for: Retirement planning

Children's plans

Builds a fund for education or marriage and protects the plan if the parent is no longer there.

Good for: Parents saving for a child

View plan details LIC · New

Plan names, benefits and eligibility change over time. Ask for the current LIC plan list and a personal illustration.

LIC plan details

Open any plan to see its full details.

Each page shows eligibility, term, key benefits and who the plan suits. Selvakumar confirms current terms and prepares a personal illustration.

LIC · New

Bima Platinum

A limited-premium savings plan with guaranteed additions, a booster income and yearly income after the premium term.

Jeevan Raksha

A pure-protection plan that pays your family if you pass away during the policy term. Single, regular or limited premium.

Jeevan Umang

A whole life plan that pays a yearly income after the premium term and cover up to age 100.

Jeevan Lakshya

An endowment plan that pays your family an income if you pass away, and the full amount at maturity.

New Jeevan Anand

Savings with lifelong cover. You receive a maturity amount and stay covered afterwards.

Jeevan Labh

A limited-premium endowment plan. Pay for fewer years than the policy term.

New Children's Money Back

Pays out in stages at ages 18, 20, 22 and 25 for a child's education and marriage.

New Jeevan Shanti

A single-premium deferred annuity that gives you an income for life.

Life Cover Savings and Endowment Child Future Retirement Health Insurance

New from LIC

Two new LIC plans, launched September 2026.

Both are available from 7 September 2026 through LIC agents.

Savings and protection · Plan 770

LIC's Bima Platinum

A non-participating, non-linked, limited-premium savings plan. You pay for a shorter period and receive guaranteed additions, a booster income and a regular yearly income.

Premium-paying term: 7, 10, 12, 15 or 18 years
Entry age: 30 days completed to 55 years, depending on the term
Minimum sum assured: ₹3 lakh, in multiples of ₹10,000
Maximum sum assured: No fixed limit, subject to LIC underwriting

Key benefits

Guaranteed Additions of ₹70 per ₹1,000 of annual premium paid during the premium-paying term
Booster Income equal to 70% of the basic sum assured if you survive to the end of the premium-paying term plus 5 years
Regular Income equal to 10% of the basic sum assured at the end of each year of the payout period (policy term minus premium-paying term)
Death benefit for your nominee if the life assured passes away during the policy term
Rebate for existing LIC policyholders and for nominees of deceased policyholders
Optional riders available for extra premium

Good for: Savings with life cover and a planned income after the premium term

Ask about Bima Platinum

Pure protection · Plan 894

LIC's Jeevan Raksha

A non-participating, non-linked pure-risk plan. It gives your family financial protection if you pass away during the policy term. There is no maturity benefit and no bonus.

Premium options: Single, regular or limited premium
Entry age: 18 to 45 years (last birthday)
Maturity age: 33 to 60 years
Sum assured: ₹5 lakh to ₹24 lakh, subject to LIC underwriting

Key benefits

Guaranteed, fixed death benefit paid to your family if the life assured passes away during the policy term
Special premium rates for women
High sum assured rebate on larger covers
Optional riders available for extra cover
Flexible choice of how you pay: once, regularly or for a limited period

Good for: Earning members who want pure life cover with no savings element

Ask about Jeevan Raksha

Summary based on LIC's launch announcement. Check the official sales brochure and ask for a personal benefit illustration before you buy.

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Health insurance · Galaxy

Hospital bills should not drain your savings.

Selvakumar is Senior Business Development Manager with Galaxy Health Insurance. He helps you choose cover for yourself, your family and your parents.

Individual cover, or a family floater under one sum insured
Cover for parents and senior citizens
Guidance on top-up cover for larger hospital bills
Help with cashless admission and claim paperwork

See Galaxy plans Ask about Galaxy health cover

Before you buy any health policy

Five things worth checking

Sum insured large enough for a serious hospital stay
Waiting periods for existing conditions and specific illnesses
Room-rent limits that can reduce your claim
Network hospitals near Ulundurpet for cashless treatment
Claim process and the documents you will need

Galaxy plan details

Galaxy Health plans, one by one.

Open a plan to see what it covers, who it suits and what to check before buying.

Galaxy

Galaxy Privilege

Health cover designed for senior citizens, as an individual or family floater.

Arogya Sanjeevani Policy

A standard, affordable hospital cover for individuals and families.

Galaxy Promise

Unlimited restoration, up to 500% cumulative bonus and no co-payment.

Galaxy Marvel

Any room rent, ICU including digital ICU, and 68 consumables covered.

Galaxy Twin 360

Any room rent, ICU, 68 consumables, OPD cover and gym access.

Galaxy Top-up

Extra cover for large hospital bills, with room rent enhancement and delivery expenses.

Galaxy Guardian

A policy for all ages, with AYUSH, outpatient consultation and rehabilitation.

Galaxy Personal Accident Shield

Cover for accidental death, disablement and loss of income, as individual or floater.